For many individuals in Oregon and elsewhere, debt may seem like a part of everyday life. Recent reports suggest that the average home carries credit card balances in excess of $15,000 alone. While these balances might not prove troublesome at the moment, with high...
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Credit Card Debt
Credit card debts could disrupt one’s plans for the future
Many individuals in Oregon and elsewhere place a high priority on planning and saving for the future. However, high debt loads can disrupt even the best made strategies, and those who are struggling with financial issues could suffer for extended periods. Although...
The risks of funding the holidays with the use of a credit card
The holiday season was a cause for celebration for many individuals in Oregon and across the country. In preparation for festivities, some may have chosen to do a fair amount of shopping to provide gifts for loved ones. At the time, this might have been an exciting...
A credit card may appear convenient, but debt probably isn’t
There may be numerous scenarios in which an individual in Oregon or elsewhere may seek financial relief by pursuing additional lines of credit. While one may find immediate financial assistance through outlets such as a credit card, such a decision may only be a...
Credit card and medical debts can be a devastating combination
There are a multitude of scenarios in which individuals in Oregon and elsewhere may find themselves facing substantial monetary concerns. However, some financial concerns may be more prevalent than others, such as those pertaining to credit card or medical bills....
Credit card debt: The potential risks of store branded cards
In an effort to attract potential customers, many stores in Oregon or elsewhere may offer a variety of incentives for those who apply for a store branded card. However, while such offers may provide immediate discounts or bonuses, these perks might be offset by high...
As the economy grows, credit card interest rates may rise
As conditions in the economy improve, many individuals in Oregon and elsewhere may find it much less difficult to access new lines of credit. While this could seem like a positive change, those who receive offers for a credit card might want to proceed with caution....
The potential risks of carrying a revolving credit card balance
Many individuals in Oregon and elsewhere have chosen to turn to lines of credit for aid in times of financial trouble at some point in their lives. While this may offer some relief, the effect could only be temporary and leave an individual in a more challenging...
Weighing the options for relief when credit card balances soar
There are numerous circumstances in which an individual could begin to experience difficulty keeping up with monthly expenses. Many individuals in Oregon and elsewhere carry credit card balances that may be manageable at first, but should one fall behind, the...
Determining if consumer bankruptcy is the correct path for relief
Many individuals in Oregon and elsewhere have experienced periods of significant financial difficulties throughout life. Dealing with overwhelming debt can often be stressful and challenging, prompting many to seek advice in overcoming it. When considering the...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.