Healthcare in the United States operates on an insurance basis. While it may be tempting to think that this means people don’t rack up medical debt, the truth is actually very different. Medical debt is one of the most common causes of debt and bankruptcy in the...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: October 2022
Why shouldn’t you feel guilty about filing for bankruptcy?
If you reach a stage where you can no longer afford to pay your debts, you may feel guilt. After all, when you took out the loan or card, you signed to say that you would pay it back according to the agreed terms. If you are a man or woman of your word, breaching that...
Dealing with mounting debt after a job loss
Facing mounting debt after a job loss can feel like an impossible situation. How are you supposed to make payments when no money is coming in? Should you declare bankruptcy? Here are some of the pros and cons of bankruptcy so you can make the best decision for your...
How do you handle unexpected medical expenses?
Like most Americans, you may be carrying a lot of debt. A mortgage, car payments, credit card payments, utilities, and living expenses take up most of your paycheck, leaving little for savings. So what do you do when an unexpected medical expense pops up and adds...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.