Credit card debt can impact many areas of personal finances, including the ability to qualify for new loans. Whether it is a mortgage, car loan, or personal loan, high credit card debt can affect both your chances of approval and the terms you are offered....
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Approach To Bankruptcy
Month: November 2024
How does medical debt influence mental health and well-being?
Medical debt is a growing concern for many individuals and families. Beyond financial stress, it often takes a heavy toll on a person's mental health and overall well-being. Understanding the relationship between medical debt and mental health can help those affected...
The power of hope: Why bankruptcy can give you a fresh start
People often file for bankruptcy when they are in the depths of despair. Their financial circumstances are clearly unsustainable, and they may be on the cusp of litigation that could cause long-term economic harm. Personal bankruptcy can prevent a lawsuit from going...
What happens to shared debts in Chapter 7 bankruptcy?
Joint debts can create extra challenges when a young family faces financial hardship. Many young couples wonder how Chapter 7 bankruptcy will affect their shared debts and whether it offers the relief they need. Understanding the process can help couples make informed...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.