Chapter 7 Bankruptcy

When your family is facing Chapter 7 bankruptcy, a car becomes more than just transportation. It could determine how you get to work and your children to school. That is why understanding how your car fits into the bankruptcy process helps you plan your next steps....

You signed personal guarantees to save your business. Now creditors threaten your home, your savings and your future. Business owners across downtown Eugene, Salem and Newport face this nightmare daily when company debts become personal liabilities. When business debt...

Filing for Chapter 7 bankruptcy is a major turning point. Most people choose to do it to become debt-free and regain control of their finances. Chapter 7 bankruptcy is a legal process that often eliminates certain unsecured debts, including medical bills, credit card...

Medical bills can pile up fast. A single hospital stay, an unexpected diagnosis or a series of specialist visits can bury a family in debt. Chapter 7 bankruptcy eliminates many types of unsecured debt, though some obligations survive the process, including most...

Tax debt causes stress for many people dealing with financial pressure. You may wonder whether Chapter 7 bankruptcy can clear what you owe the IRS in Oregon. The answer depends on the type of tax, how old it is, and what actions you took before filing. When income tax...

You may feel uneasy when you think about how a joint bank account fits into a Chapter 7 case. Shared funds can create confusion, especially when only one account holder files. A clearer look at ownership rules and Oregon exemptions helps you understand what stays...

Filing Chapter 7 bankruptcy can feel overwhelming, especially when it comes to understanding what happens to your money. One question that often comes up is whether you can hold on to your tax refund. The answer isn’t simple, and it can vary based on your...

Payday loans may seem like a convenient solution during financial shortfalls, but their high interest rates and short repayment windows often create long-term financial strain. If you struggle with payday loan debt, you might wonder if Chapter 7 bankruptcy offers...

Chapter 7 bankruptcy helps individuals eliminate certain debts and start fresh. However, you need to understand how it affects ongoing obligations like child support and alimony. Chapter 7 bankruptcy will not discharge child support or alimony, as courts consider...