Asset Forfeiture

If you have fallen behind on bills and plan to file for Chapter 7 bankruptcy, you may still be planning to keep your vehicle under the Oregon motor vehicle exemption. However, a creditor may have other plans. Before the car is repossessed, here are some things to...

In Oregon, wage garnishment, or having a piece of one’s paycheck given directly to a creditor, has several iterations. Private creditors (credit card collectors, unpaid landlords, etc.) require a court judgment against the debtor to garnish wages, while other...

Like most Eugene residents, you probably rely on your car to get to work, go grocery shopping and otherwise get around. If you are forced to be without your vehicle, getting anywhere may be unfeasible without causing further hardship. Unfortunately, your vehicle and...

There are numerous opportunities for Eugene residents to get loans, even if they are recovering from a personal bankruptcy. It can be a good thing to have a line of credit, as long as you manage it carefully. Being responsible with debt can help raise your credit...

If you are dealing with financial issues in Oregon, you may have considered filing for Chapter 7 bankruptcy. According to the Internal Revenue Service, this is a debt relief option that is meant to aid those who cannot pay down their debts through regular monthly...

If you are dealing with serious financial issues, such as unemployment or past due bills, you may be worried that your income could be garnished to pay off your creditors. This is a challenging situation for anyone, but for retired Eugene residents on a fixed income,...

Wage garnishment is a device that the courts use in Oregon to ensure that a debtor repays a debt within a reasonable amount of time. In order to set up a wage garnishment, a creditor must usually first ask the court to intervene and determine that the debt is...

A person who has fallen behind on debt repayment may be subject to garnishment if a creditor receives a judgment from the court. This money may be taken directly from the debtor’s paycheck, or from his or her bank account. However, for those who receive Social...

When you have decided that Chapter 7 bankruptcy is the best way for you to overcome your current financial challenges, there may be some personal property, such as a vehicle, that you would like to keep. We at the Law Office of understand...

If you are like others in Eugene who are struggling with debt, then you may have considered filing for Chapter 7 bankruptcy. While this option can help you regain control of your finances, it may require you to forfeit certain assets. These assets, known as non-exempt...