Many families in Oregon are looking to debt consolidation loans to manage their consumer debt and make their monthly payments more manageable. According to Debt.org, debt consolidation is the practice of taking out one new loan to pay off existing loans with the goal...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: October 2015
Patients may be subject to illegal balance billing techniques
Some Oregon patients may be facing extreme medical debt due to illegal billing practices made by their medical care providers, Bloomberg reports. Doctors, hospitals and other providers often implement a practice known as balance billing in order to receive as much...
End-of-life costs can leave families with overwhelming debt
If your loved one is facing end-of-life decisions in Oregon, the fear of leaving medical debt behind for family members to pay should not be a barrier to treatment or comfort. We at the Law Offices understand that medical expenses not...
Statistics show Chapter 13 bankruptcies on the rise
In Oregon, people who are struggling with debt, wage garnishment and creditor harassment may find relief by filing for Chapter 13 bankruptcy. This helps reduce debt without requiring a person to give up assets such as a car or a home. Rather than discharging the whole...
How does a means test determine Chapter 7 eligibility?
If you are considering a bankruptcy in Oregon, you may wonder whether a Chapter 13 or Chapter 7 bankruptcy would be more appropriate. One factor that will help identify your options is the means test. The means test essentially is a comparison of your debt and...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.