Chapter 13 Bankruptcy

Getting a raise or finding a better-paying job can feel like a positive step forward. If you are in an active Chapter 13 bankruptcy, however, you may wonder whether earning more will change your monthly payment or affect your case. An increase in income does not...

Daycare can make it possible to keep your job, but the monthly bill may take a large bite out of your family budget. If you are considering Chapter 13 bankruptcy, you do not necessarily have to treat child care as money left over for creditors. Necessary care costs...

Missing mortgage payments often starts with circumstances beyond your control. When your lender threatens foreclosure, you need an immediate solution. Chapter 13 bankruptcy provides protection for homeowners who have fallen behind on their mortgages. It offers you an...

When you own a home and carry significant medical debt, choosing the right bankruptcy option can feel overwhelming. Fortunately, your financial situation deserves a solution that protects what matters most. Thus, understanding how Chapter 13 works is your first step...

Chapter 13 can help you repay many debts through a structured plan, but it does not erase every obligation. Some debts survive even after you complete all required payments. Understanding these limits helps you plan for life after the case ends. It also reduces...

Oregon considers car-related debts as secure debts. This means that the vehicle itself serves as collateral and lenders have the right to repossess it if you fail to pay the loan. Filing for a Chapter 13 bankruptcy temporarily stops lenders from doing this. Chapter 13...

Filing for Chapter 13 bankruptcy gives you a structured plan to repay debts over three to five years. But life can change during that time. You might face a job loss, medical bills, or an unexpected expense. If that happens, you may wonder if you can change or shorten...

Yes, you can file Chapter 13 bankruptcy if you're self-employed. Running your own business doesn't disqualify you from debt relief. In fact, Chapter 13 can help you restructure personal and business debts while continuing operations. It's designed for people with...

Filing for Chapter 13 bankruptcy provides a structured approach to managing your car loan while allowing you to retain possession of the vehicle. If you're delinquent on payments or owe more than the car’s current market value, Chapter 13 may offer relief through...