Even though bankruptcies are approved in federal court, the laws surrounding bankruptcy vary by state. Belongings that are exempt in Oregon, for instance, may not be exempt in Ohio or New York. Chapter 13 has also allowed for some flexibility or creativity to...
Bankruptcy filings can be dismissed for legal non-compliance
Filing for bankruptcy is a viable option for those in Lane County who are truly struggling with overwhelming debt. It is not a decision that should be made capriciously or used to discharge debt that you simply don’t want to pay. Failure to comply with federal...
Negotiating key to reducing medical debt in Oregon
It doesn’t matter if you are an avid runner or a couch potato; anyone can fall ill unexpectedly or get injured in a car accident and require medical treatment. Even with health insurance, it can be easy to rack up thousands of dollars in medical expenses. Those...
Financial impact of marriage after individual bankruptcy
There are many different reasons that couples in Lane County, OR choose to get married—to celebrate love, to start a family and to enjoy financial benefits. That last one might not be very romantic, but it is very real. Married couples often qualify for a lower tax...
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The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 19 years.