On behalf of The Law Office of Kim Covington | Oct 9, 2020 | Bankruptcy
When your child got sick, you made sure they got the medical care that they needed. You knew that the costs would be high, but you never expected how high. Many of the providers who worked on their care and treatment plans weren’t included in your in-network insurance...
On behalf of The Law Office of Kim Covington | Sep 28, 2020 | Bankruptcy
Most medical debt is unsecured debt. That means that you accrue a balance at the hospital without putting a deposit down or using any personal property as collateral against those debts. Some people might ignore initial collection efforts by hospitals because they...
On behalf of The Law Office of Kim Covington | Sep 12, 2020 | Bankruptcy
One of the most difficult things about being a self-employed entrepreneur is the debt that often comes with it. It can be hard to pay back tax debts, especially if the job market isn’t good and you can’t make your typical sales. Some business owners struggle and end...
On behalf of The Law Office of Kim Covington | Sep 1, 2020 | Bankruptcy
If you’re facing financial difficulties and concerned about the future, you may decide to learn more about consumer bankruptcy. Both Chapter 7 and Chapter 13 can bring a variety of benefits to your life, all of which can help you get back on track. Before you file for...
On behalf of The Law Office of Kim Covington | Aug 18, 2020 | Bankruptcy
It’s easy to believe that you’re too young for bankruptcy. After all, you haven’t even hit your stride in regard to your career. However, as long as you’re 18 or older, you have the legal right to file for bankruptcy. As a member of the younger generation, there are...
On behalf of The Law Office of Kim Covington | May 14, 2020 | Bankruptcy
Opening the mail can be a scary event for Oregon residents who are struggling with debt—as the bills keep piling up, it becomes harder and harder to avoid the obvious. Unfortunately, neglecting to open one’s mail is not the best way to deal with debt—as late payment...
On behalf of The Law Office of Kim Covington | May 7, 2020 | Bankruptcy, Chapter 13, Chapter 7
Deciding to file for bankruptcy is a difficult decision that requires a great deal of planning and consideration. Before making that decision, however, you should be aware of your options when it comes to filing for bankruptcy. Most bankruptcies are filed under...
On behalf of The Law Office of Kim Covington | May 4, 2020 | Bankruptcy
Young married couples in Oregon may be in love, but even love cannot change the fact that they also may have accumulated a significant amount of debt that they either came into the marriage with or incurred after they were married. They may have a mortgage on a...
On behalf of The Law Office of Kim Covington | Aug 28, 2017 | Bankruptcy
What is the number one force pushing people into declaring bankruptcy?It’s not mortgage foreclosures, student loans or maxed-out credit cards. It’s something that can happen to anyone, at any time — getting sick. Sickness is like an ax falling in...
