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Using a credit card after bankruptcy

Many people who go through bankruptcy will swear off of credit cards. They may even go start so far as to cut up the ones that they own. They blame those credit cards and their high interest rates for the debt troubles that they’re having. They don’t want to get into...

Why is everything so expensive?

Everywhere you look, costs are increasing. It costs more to buy a house now than it did five years ago. It even costs more to go out to dinner. A lot of people are having to try to budget a bit more strictly than they did, refraining from spending in every way that...

3 common myths about bankruptcy

If you are in high debt that you can't pay, it may be time to file for bankruptcy. Doing so prevents creditors from calling you, as it can temporarily or permanently relieve your debts. Further, this can give you peace of mind since you will no longer be anxious about...


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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.