Medical debt can overtake the average American household with little warning. Even those who have health insurance can wind up with big medical debts. They could require cancer treatments that their insurance company doesn't cover or have coinsurance that requires...
Month: January 2022
How long will a bankruptcy discharge be on your credit report?
When you can no longer pay all of your bills every month, your credit report will show those struggles. Your score will start to drop, and any credit offers you receive will likely contain less favorable terms. Late payments, credit cards with balances over the limit...
Is bankruptcy complicated?
Understanding bankruptcy requires a mix of financial and legal knowledge. Yet it is easy to overcomplicate things and get lost in strange-sounding terms. The Merriam-Webster dictionary gives a kid’s definition of bankruptcy that everyone can understand: “The state of...
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The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 23 years.