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January 2018 Archives

Bankruptcy: Acknowledging the issue may only be the first step

When it comes to certain issues in life, admitting there is a problem may be the first step in seeking relief. The same could be true for debts, as one might find it difficult to pursue relief without addressing the issues at hand. However, simply acknowledging the issues may do little to solve them, and individuals in Oregon who face substantial amounts of debt could find it beneficial to speak with a bankruptcy attorney for advice on their available options.

Credit card debts could disrupt one's plans for the future

Many individuals in Oregon and elsewhere place a high priority on planning and saving for the future. However, high debt loads can disrupt even the best made strategies, and those who are struggling with financial issues could suffer for extended periods. Although debt comes in various forms, those pertaining to credit card balances tend to be some of the most troublesome, leaving many to wonder how best to pursue relief.

The risks of funding the holidays with the use of a credit card

The holiday season was a cause for celebration for many individuals in Oregon and across the country. In preparation for festivities, some may have chosen to do a fair amount of shopping to provide gifts for loved ones. At the time, this might have been an exciting and joyous endeavor, but when credit card bills begin to arrive, the time for celebration may turn into the time to seek debt relief.

Help! My wages are being garnished

We’ve all been there. You have had a rough patch where your income wasn’t as high as you’d like—and of course, your bills were higher than you’d like. But, now you have a better paying job and you’re getting back on your feet. That is, until you open up your paycheck and find that a quarter of it is missing.

Your financial stress could be affecting your health

If you think nobody cares if you’re alive, try missing a couple of car payments. That is one true statement. Maybe it’s medical expenses, a divorce, you’ve lost your job or your business has failed, or your mortgage payments are too high—any of these could mean mounting bills and collection phone calls. You’re afraid to answer the phone and the stress is slowly killing you. Financial stress is real.

Bankruptcy could lead to a brighter financial future in Oregon

Many individuals in Oregon and elsewhere have experienced the struggle of dealing with overwhelming amounts of debt. When exploring their options, many may consider seeking relief through bankruptcy, but they might have concerns about how a similar decision will affect their credit. Although filing for bankruptcy will have an impact on an individual's credit for a set period, it could still be the correct path with which to pursue financial relief.

Office Locations

The Law Office of Kim Covington

Eugene Office
1445 Willamette Street, Suite 9
Eugene, OR 97401

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Albany Office
1135 Dale Street SE, Suite #B
Albany, OR 97321

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Roseburg Office
1701 West Harvard, Suite 201
Roseburg, OR 97470

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Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466