It can be an unpleasant and stressful situation to check your mail and find a notice from a collection agency. If you have an old debt that has defaulted or a debt you were not aware you owed, it could have been turned over to a collection agency for them to attempt...
A Personalized, Sensitive
Approach To Bankruptcy
Month: September 2016
People struggling with medical debt while hospital execs prosper
In previous posts, the issue of medical debt was described as being one of the most serious and pervasive forms of debt plaguing Americans today. The problem continues for residents of Eugene and elsewhere. Even those with medical insurance may suffer from staggering...
The potential consequences of ignoring bills
If you are constantly receiving overdue notices in the mail or getting repeated phone calls about late bills, it can be quite tempting to just ignore the problem. At , we understand that dealing with financial problems is stressful for you...
When is it time to file for bankruptcy?
If you are having a difficult time financially, you may already know that filing for Chapter 7 or Chapter 13 may be an option for you and other Eugene residents. However, you may wonder when you should stop attempting to make it on your own and file for...
Can some of my debt be discharged in a Chapter 13 bankruptcy?
If you have read through some of the previous posts in this blog, you will likely have a basic understanding of the two main types of personal bankruptcy. Chapter 7 allows for a complete discharge of most debts, although you might lose some assets. Chapter 13 allows...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.