Consumers in Oregon and elsewhere may use credit cards to fund a variety of financial transactions. While making smaller purchases on credit accounts might seem harmless, these purchases can add up quickly if a person isn't careful. However, while a person can amass...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: May 2018
Steps to take when medical debts are too great
It was an emergency. Your daughter was injured in a car accident and had to be rushed to the hospital. She was bloodied and bruised, broke her leg, and is now on the road to recovery. Nevertheless, it was a shock that no parent wants to experience.Weeks later, a...
Bankruptcy: Debt a growing concern for retired individuals
Carrying substantial amounts of debt can be a burden for many individuals in Oregon and elsewhere, regardless of age. However, those who are saddled with debt upon entering retirement may face additional challenges that often come with living on a fixed income. Since...
Exploring one’s options when medical bills prove intimidating
With the high costs involved in seeking medical care, it may take little more than one sudden and unexpected trip to the hospital for an individual in Oregon to become encumbered with debt. Those who experience such emergencies may feel they are left with few options,...
Practicing caution when using a credit card as a financial tool
Many individuals in Oregon and elsewhere consider it essential to cultivate and maintain a positive financial future. While working toward improving one's credit score, there may be several available options to assist in the process, one of which is a credit card....
Avoid using credit card to pay medical bills
It’s simply not a good idea to use your credit card to pay for medical costs, especially now that a more consumer-friendly law was implemented nationwide last fall. Many Americans are smothered in credit card debt and others face mounting medical debt due to a...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.