Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

A+ Premier Attorney Rating | The National RegistryA+ Premier Attorney Rating | The National Registry
Awarded | Top 100 Bankruptcy | Blog
A+ Premier Attorney Rating | The National Registry
Photo of Kim Covington

A Personalized, Sensitive
Approach To Bankruptcy

Preventing credit card debt by avoiding certain transactions

On Behalf of | May 19, 2018 | Credit Card Debt

Consumers in Oregon and elsewhere may use credit cards to fund a variety of financial transactions. While making smaller purchases on credit accounts might seem harmless, these purchases can add up quickly if a person isn’t careful. However, while a person can amass high amounts of credit card debt under a variety of circumstances, financial experts suggest that there could be consequences to placing certain purchases on similar accounts.

While tax season takes place the same time every year, many may be unprepared when a tax bill comes due. In times of financial need, one may choose to turn to a credit card to cover monetary obligations, but experts suggest that using similar methods to pay for taxes isn’t advisable. In addition, using a credit card to pay for big ticket items that a person would otherwise be unable to afford could bring about extensive monetary hardships in the future.

Studies also suggest that using a credit card to cover college tuition or mortgage payments can also be detrimental. Placing substantial purchases on an account with high interest rates could lead to significant financial concerns. With the high costs of treatment, those who experience a medical emergency could consider using a credit card to pay the bill, but a similar decision may only provide temporary relief and create a long-term financial issue.

Those who experience the burdens of dealing with credit card debt may wish to protect their financial futures, but they might be uncertain how to achieve their goals. For guidance on how to reduce or eliminate similar debts, a person in Oregon could find it advisable to consult with an experienced attorney. An attorney can help a client form a strategy to pursue debt relief and provide guidance on how to steer clear of similar hardships in the future.

Source: CNBC, “Here are six expenses you do not put on plastic“, Kenneth Kiesnoski, May 14, 2018

FindLaw Network

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.