Many people who are considering bankruptcy are solely focused on how much financial relief it will provide for them. They may not realize that they’re going to have to deal with some emotions during the process. Whether you file a Chapter 7 or a Chapter 13 bankruptcy,...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: September 2022
Credit cards make people overspend
Do you ever get to the end of the month and find yourself shocked by the credit card statement? You knew you were using your credit card all month, of course, but you just didn’t realize exactly how much you spent. You can’t believe that you made so many purchases. If...
Bankruptcy is an effective method to end wage garnishment
Wage garnishment happens when you owe on a debt and the creditor gets a legal order saying that your employer has to set aside part of your wages to pay that debt. From the time that this is ordered, you have no more control over the money. It is simply deducted from...
Creating an efficient budgeting plan
Millions of Americans are currently feeling the pinch financially. Sometimes, debt is unavoidable. However, there are some methods to help avoid overspending. Creating an efficient budget is one technique that can relieve some of the financial strain. Outlined below...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.