Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

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A Personalized,
Sensitive Approach
To Bankruptcy

Facing a mountain of debt and unrelenting collections can be difficult. You deserve to work with an attorney who cares about your financial future.

Get Started On A Fresh Financial Start

Financial troubles do not discriminate. During hard economic times or a good economy, hardworking individuals can fall behind for a wide range of reasons. People from all social, educational, ethnic and professional backgrounds can find themselves with debts they simply cannot afford to pay off.

If you are struggling with debt because of medical expenses, a divorce, a job loss, a business failure, a problematic mortgage or another difficulty, filing for bankruptcy may prove to be helpful to you. Based in Eugene, The Law Office of Kim Covington is here to serve you. As an experienced attorney for bankruptcy and foreclosure prevention, I am passionate about helping my clients overcome financial obstacles. I devote my practice to advising and representing families and individuals in Oregon. I have been practicing law in Oregon for 22 years.

Get A Fresh Start Through
Understanding Chapter
7 Debt Relief
Debt Relief For Small
Business Owners
Understanding Chapter
13 Debt Relief
Stop Foreclosure, Repossession
And Harassment

Bankruptcy Can Stop
Creditor Harassment, Garnishment,
Foreclosure And Repossession

One of the most stressful parts of being in debt is having to answer (or avoid) harassing phone calls from collectors.

Other serious problems include the threat of foreclosure, repossession of a vehicle, and garnishment of wages and bank accounts. If bankruptcy is right for you, all of these problems can be stopped through a Chapter 7 or Chapter 13 filing.

A Sensitive, Personalized Approach To Your Financial Situation

As an attorney, I understand the law, and I know how to help my clients utilize the powerful protections offered by the federal Bankruptcy Code. As a human being, I understand the stress that my clients are under.

If you retain me as your lawyer, I will give you the personal attention you deserve and give you honest, practical advice about your financial situation. At all times, I will handle your case in a way that serves your best interests.


“I actually had my free consultation in 8/20 but wasn’t able to save enough to file until 3/21. I reached out to Ms. Covington and let her know that I was ready to file and I had talked to her in August of 2020 and she immediately sent me the paperwork needed and got the ball rolling like we had just talked last month. She was pleasant to talk to and made every step of the process not so stressful.”

Tamera Collins

“Kim was wonderful to work with. She helped me every step of the way and was always easy to contact. She prepared me for every step through the Ch 7 process. I would strongly recommend her to anyone.”

Anonymous Client

“Kim’s organization and step-by-step directions helped our case go smoothly. She always sends out reminders and information so we will know what to expect. I highly recommend her services.”

Anonymous Client

“Kim has been a wonderful attorney and advocate. She has always been available for questions and has made a very difficult time for me much easier and more manageable. She is a true professional and I highly recommend her services.”

Anonymous client

“Kim always returned calls and answered questions in a very timely manner. Very professional. She explained any questions we asked so that we could understand the effects of each option that was available. She was always very pleasant.”

Anonymous client

“Kim Covington always made me feel at ease about the troubled situation that I was in. She and her staff were very professional in dealing with my case through every step of the process. Kim’s communication is superb. Her follow-up on questions or concerns I had was always prompt. I would highly recommend her to anyone I know. She is an asset to the legal system.”

Neal R. – Roseburg

“Kim is kind, efficient and fair. The service I received from Ms. Covington was far beyond my expectations. I had much anxiety going into the bankruptcy process, but once I retained Kim the anxiety went away. Kim is an experience attorney who took care of me and my family on professional, technical and personal levels. I recommend retaining Kim Covington for your bankruptcy needs.”

Brad S., Elena S. – Eugene, OR

“I highly recommend Kim for her being so patient with me, an 87 year-old lady. Explaining to me, in simpler terms, so I could more clearly understand.”

Doris U. – Eugene , OR

“Kim is very intelligent, energetic, empathetic and creative. She will find a good solution for her clients. I highly recommend her!”

Linda G. –Eugene, OR

Client Champion Silver 2018 By Martindale-Hubbell
Rated Excellence for Best Business of 2022 by Three Best Rated

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.

Serving Eugene And Surrounding Communities | Free Consultation And Flexible Hours

I understand the stresses and time constraints faced by many families and individuals. I will thoroughly review your situation and explain your options, without judgment or pressure. Call 541-393-2790 to arrange a free, comprehensive financial consultation. You may also contact me online to get started on your debt-free future.
I offer affordable rates, with flat-fee or hourly fee arrangements as determined on a case-by-case basis. Since it is important for you to understand what bankruptcy will cost you, I can clearly explain these costs during your initial consultation. To make things as easy as possible, payment plans are available.