Payment Plans Available. Call For A Free 1-Hour Consultation.
There are a lot of myths about bankruptcy, with the most prevalent likely being the fact that people who declare bankruptcy have made financial mistakes and put themselves in this position. It is often assumed that they racked up too much debt on their credit cards...
There is no shame in bankruptcy. If you are dealing with frustrating debt that you don't seem to be able to overcome, bankruptcy could be very helpful for you. Many people don't turn to bankruptcy because they believe it is morally wrong. They mistakenly believe that...
The few weeks or days before filing for bankruptcy are very important. Certain actions within that time can derail the entire bankruptcy process. Therefore, you need to prepare yourself beforehand, both mentally and financially. Here is what you need to do if you are...
Clients frequently ask about future credit after bankruptcy and especially about if they will ever be able to buy a home. The answer to this question is not always as simple as it should be because it varies by the type of mortgage. This blog addresses special...
Here is the list of required questions and suggested general questions based on a list that has been prepared by the US Trustee's Office. SECTION 341(a) MEETING OF CREDITORS REQUIRED STATEMENTS/QUESTIONS The following statements and questions are required. The trustee...
Attending a Meeting of Creditors can be stressful for many clients. Your attorney will attend with you. The Oregon Bankruptcy Court has produced a video of a mock Chapter 7 meeting that can be viewed by pasting this link into your web browser:...
If you are reading this, you are not a legal or financial professional. You are probably a young working parent with a spouse and kids to support. You likely also struggle to meet your monthly financial obligations or overcome crippling debt. You may have realized...
For some people, medical bills are a primary derogatory mark on their credit report because they were in collections. Those medical bills often pushed people to file for bankruptcy so they could get a fresh financial start. Starting in July, Equifax, Experian, and...
Choosing for file for bankruptcy is not a decision to be made lightly. Sometimes, it’s considered a “last resort” when your debts have gotten seriously out of hand and no other viable options exist. It’s something to think over carefully before you act. It’s wise to...
It seems like financial troubles can strike anyone at any time, no matter your age, job, or location. For some, digging in, working harder, and focusing on debt reduction can help you overcome these troubles. Unfortunately, this isn’t the case for everyone. In many...
The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 23 years.
