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As a young family, you and your spouse may find yourselves making credit card purchases far more often than you would have anticipated. After all, when you first set up housekeeping, you likely need “everything.” Unfortunately, for most couples, this need continues...
Credit cards can often be hard to resist. Sometimes, the credit on these cards feels like your money, and in times when you do not have money in your bank account, these can be used to purchase things like groceries and clothing. Credit cards generally should only be...
Your efforts to improve your financial health over the last few years proved fruitless. You thought about filing for bankruptcy, but feel uncertain about whether the move makes sense. To help, read these bankruptcy myths from the American Bankruptcy Institute. After...
The decision to seek personal bankruptcy protection is no doubt one that people in Oregon anguish over. Yet after committing to this course of action, an equally important decision awaits: what chapter to file under? Statistics show that one particular form of...
Whether you are an older adult or a young adult, it is crucial to understand the consequences of medical debt as well as the prevalence of this serious problem. In fact, people of all ages suffer devastating health challenges that cause entire families to face...
If you are facing financial hardships as a result of unemployment, you are not alone. Across the U.S., many people are struggling with the loss of their job and their primary source of income. However, data shows that even though many Americans are facing financial...
Modern medicine is incredible, but it is also incredibly expensive. You can potentially get cured of cancer that would have been deadly just 20 years ago or receive trauma care that helps you recover from a fracture that left your leg bone in 18 pieces. Unfortunately,...
This year has been one for the record books. If you racked up medical debt this year or got furloughed from a job, you may be struggling to cover your bills and expenses. One way out of the morass of debt is to file for Chapter 7 bankruptcy. But a lot of people...
The holidays are all about memories -- and, let’s face it: Gifts. It’s natural to want to shower your loved ones with presents at this time of year, especially when your kids are small. All too easily, however, the spending can get out of control -- especially if...
As you become more familiar with the benefits of bankruptcy, such as the ability to save your home from foreclosure and stop wage garnishment, you may realize that it’s just what you’ve been looking for. But before you move forward, you also realize that bankruptcy...
