Payment Plans Available. Call For A Free 1-Hour Consultation.
Hablo Español
Debt collectors must follow certain guidelines as written under the Fair Debt Collection Practices Act (FDCPA), which banishes the use of harassing or misrepresentative tactics. While harassment often gets media coverage, it is a different story for misrepresentation....
If you are like many Americans, you probably feel a lot of pressure to pay off your debts. Unfortunately, you may have a medical debt to pay off too. Medical debt is common but devastating to a lot of adults and families. Understand the problem of medical debt in the...
A car deficiency is an issue that may arise following a vehicle’s repossession. With a deficiency, what has happened is that the creditor repossessed the vehicle, sold it and didn’t get enough to pay off what you owed. If this happens, a creditor may sue you for the...
If you wish to file Chapter 13 bankruptcy, you will have to create a repayment plan for your debts. There are several rules you must follow to make a plan the court will approve. Part of the requirements is to include the repayment in full of certain debts, which may...
Medical debt is often something you do not expect. It can add up fast, too. Once you start receiving bills, it can become overwhelming, even if you have health insurance. Drowning in medical debt is not an ideal situation you want to find yourself in. Luckily, there...
If you are thinking about starting a Chapter 7 bankruptcy, it is likely that credit cards are the last thing on your mind. However, once you get through the process, you are going to want to start to rebuild your credit. It might surprise you to learn that getting a...
In a Chapter 13 bankruptcy, your goal is to pay off what you owe over time on a court-approved payment schedule. The nice thing about Chapter 13 bankruptcy is that it does allow you to settle for less than you owe in most cases, and you have an end-date in sight for...
Individuals may feel overwhelmed while acting as a full-time caregiver for a spouse, child or aging relative. When a serious illness requires round-the-clock care, some caretakers quit their jobs or reduce their hours. An individual may also sell off his or her assets...
The flexibility of bankruptcy, even Chapter 7 bankruptcy, can help you keep certain assets while discharging burdensome debt. A reaffirmation agreement is one example. You may fear you will lose a car that has an outstanding loan balance. However, if you sign a...
After a recent health scare, you now have an unexpected medical debt to add to your student loan debt, both of which push your finances to the brink. If you file for bankruptcy, what do you stand to lose? Bankrate explores what creditors may take to offset your debt....
