Chapter 7 * cases starting at $1200 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made
Chapter 7 * cases starting at $1200 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made
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A Personalized, Sensitive
Approach To Bankruptcy
Medical bills, credit card balances and other debts can strain an Oregon household. Chapter 7 bankruptcy may help, but your income and finances affect whether you qualify. Oregon Chapter 7 cases use the federal means test. This test compares your income to the median...
When families struggle under crushing debt, the future can feel impossible. Parents wonder if they will ever qualify for a mortgage, help their children with college or retire with dignity and fear that bankruptcy could pose a major hurdle to these important...
When Oregon property taxes go unpaid, counties can move to foreclose. That process can advance faster than many property owners expect. Chapter 13 bankruptcy may offer a way to stop that foreclosure and repay what is owed on a court-approved schedule while keeping the...
When credit card bills, personal loans or medical debt become difficult to manage, Chapter 7 bankruptcy may offer a way to address overwhelming debt. For young families juggling childcare costs, a mortgage or rent and everyday expenses, the idea of filing can feel...
A medical bill can become a serious problem when the amount is wrong, the debt belongs to someone else or an insurance payment never appears on the account. For Eugene residents, a collection notice does not necessarily mean every detail is correct. Errors can happen...
Getting a raise or finding a better-paying job can feel like a positive step forward. If you are in an active Chapter 13 bankruptcy, however, you may wonder whether earning more will change your monthly payment or affect your case. An increase in income does not...
Daycare can make it possible to keep your job, but the monthly bill may take a large bite out of your family budget. If you are considering Chapter 13 bankruptcy, you do not necessarily have to treat child care as money left over for creditors. Necessary care costs...
Losing your job is stressful enough, but when debts start piling up without a steady paycheck, it can be overwhelming. Fortunately, unemployment doesn’t prevent you from filing a Chapter 7 bankruptcy to clear eligible debts. Things unemployed filers need to know...
If you are struggling with debt and wondering whether bankruptcy is even an option for you, the means test is the place to start. It sounds more intimidating than it is. For most Oregon families dealing with medical bills, credit card debt or mounting personal loans,...
The thought of filing for bankruptcy can be intimidating. As a result, you may spend months or years trying to stay ahead of mounting debt by making minimum payments, moving balances between credit cards or relying on savings to bridge financial gaps. However, waiting...
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.
