A Personalized, Sensitive
Approach To Bankruptcy
Eugene Bankruptcy Law Blog
Steps to rebuild credit after bankruptcy
Contrary to popular belief, filing bankruptcy does not mean that a person will never have decent, or even good credit again. As a matter of fact, if handled properly, one may even end up with the highest credit score they have ever had in the following years. Though a...
Do you know your rights as a debtor?
Oregon residents are so used to people contacting them through instant messages that they are no longer used to and in fact, dread it, when their telephone begins to ring. However, when it a debt collector calling to harass someone about their debt, the dread can be...
Why are millenials struggling with medical debt?
Since younger Oregon residents are likely to be healthier than their older counterparts, they are often less likely to get health insurance. Add this to the fact that they are less likely to have worked long enough to generate enough savings to cover big medical...
People with young children more likely to have credit card debt
There are many great reasons to have children in Oregon and when children are born it is a very joyous time. However, raising children is not easy. It takes a lot of patience and can be very stressful trying to make sure they are raised correctly. As many parents...
Basic qualifications for Chapter 7 Bankruptcy
In order to live the lifestyle that people want to live in Oregon, they need money. People need money to pay rent or mortgages, to pay utilities, food, gas, health insurance and medical expenses, entertainment and many of things in life. However, these things continue...
Stopping wage garnishment through Chapter 13
It's hard enough to dig yourself out of debt when you are receiving a full paycheck. When your wages are being garnished, it can feel impossible to return to get out of the red. If you have a judgment against you, Oregon law allows a creditor to issue an order to...
Patients deserve to know fair prices for medical procedures
If paying a medical bill was like buying a candy bar, consumers would know the exact amount they owe. However, some hospitals may choose to keep consumers in the dark about fair procedure prices. Often, the expensive charges don’t usually correlate with quality of...
Medical bills cause bankruptcy rise among older adults
People in Oregon who are 55 and older may be more likely to file for bankruptcy than they would have been 30 years ago. Between 1991 and 2016, the percentage of people in the 55 to 64 age group who declared bankruptcy went up 66%. For those 65 to 74, it has increased...
How the automatic stay works during the bankruptcy process
If you made the choice to file for bankruptcy, it is probably because you feel you are in a place where you can no longer manage your financial obligations on your own. Another reason may be the constant contact from creditors and debt collectors, which can cause you...
Credit card debt in the U.S. increases
The amount of money U.S. consumers owe to credit card companies reached almost $900 billion at the end of 2018 according to a recent report from the Consumer Financial Protection Bureau, which means that the total revolving debt in the United States is now more than...
