Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made
Payment Plans Available. Call For A Free 1-Hour Consultation.
No one looks forward to falling ill or getting hurt in an accident – or the big medical bills that follow. The medical debt can be compounded if you happen to be out of work due to your condition, especially if that affects your insurance entitlement. But how does...
People often file for personal bankruptcy because they are desperately in need of a reprieve from aggressive collection activity. They may dread answering the phone or worry that every knock at the door is a process server. They could also already face a pending...
Bankruptcy is the process of relieving unpaid debt when it becomes too much to handle. There are several types of bankruptcy, but most people file for either a Chapter 7 or Chapter 13 bankruptcy. Despite the benefits of filing for bankruptcy, many people don’t file...
Cars are very expensive but necessary tools. Even a used car will easily cost you more than $10,000, and a newer vehicle will cost many times that price. Unless you saved up for years before making a purchase or get money from your family members, you may not be able...
Healthcare in the United States operates on an insurance basis. While it may be tempting to think that this means people don’t rack up medical debt, the truth is actually very different. Medical debt is one of the most common causes of debt and bankruptcy in the...
If you reach a stage where you can no longer afford to pay your debts, you may feel guilt. After all, when you took out the loan or card, you signed to say that you would pay it back according to the agreed terms. If you are a man or woman of your word, breaching that...
Facing mounting debt after a job loss can feel like an impossible situation. How are you supposed to make payments when no money is coming in? Should you declare bankruptcy? Here are some of the pros and cons of bankruptcy so you can make the best decision for your...
Like most Americans, you may be carrying a lot of debt. A mortgage, car payments, credit card payments, utilities, and living expenses take up most of your paycheck, leaving little for savings. So what do you do when an unexpected medical expense pops up and adds...
Many people who are considering bankruptcy are solely focused on how much financial relief it will provide for them. They may not realize that they’re going to have to deal with some emotions during the process. Whether you file a Chapter 7 or a Chapter 13 bankruptcy,...
Do you ever get to the end of the month and find yourself shocked by the credit card statement? You knew you were using your credit card all month, of course, but you just didn’t realize exactly how much you spent. You can’t believe that you made so many purchases. If...
The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 23 years.
