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June 2013 Archives

Oregon home repossessions increase as housing market turns

The bad economy of the last decade has left many people in Oregon without enough money to pay their bills. The results of this inability to pay bills may be devastating to the average family in Oregon. A family may lose their home, their vehicles, and many other possessions as the lenders search for ways for them to cover their debt when the money simply isn’t there. Fortunately, the last few months have yielded a small turnaround in the housing market, giving homeowners hope that they will be able to stop creditor harassment and obtain a fresh slate for the future.

Oregon on list of states that ban employers from credit screening

The economy of the last few years has left many people in Oregon out of work and looking for new jobs. Unfortunately, the lack of jobs has also left many with medical debt and credit card debt that they cannot pay, and many credit reports may have been damaged because debtors are unable to make payments on financial obligations. Although many debtors are unable to pay their bills, this does not necessarily make them any less qualified to perform a job.

Credit card late payments drop to new lows in first of year

As many employers laid off workers and people in Oregon found themselves without jobs, many consumers turned to credit card to help pay the bills and provide food for their family members. Many of these people found how difficult it could be to wipe out credit card debt with a job that paid less and offered fewer hours. As people rely more on credit cards, they face overwhelming debts and an uncertain financial future, and it may seem that there is nowhere to turn when the creditors come calling.

Proposed bill would work to protect the credit of consumers

Consumers in Oregon who face overwhelming debt and are unable to continue making payments may face consequences like creditor harassment, negative reporting to credit bureaus, and wage garnishment. If a person cannot afford to pay debts, bankruptcy offers an option for a fresh financial start. For those who are concerned about their financial future and the effect that their debt will have on their ability to borrow money in the future, a new law may make them more optimistic about the future. 

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The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 19 years.

The Law Office of Kim Covington

The Law Office of Kim Covington
1445 Willamette Street, Suite 9
Eugene, OR 97401

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Phone: 541-393-2790
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