Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

A+ Premier Attorney Rating | The National RegistryA+ Premier Attorney Rating | The National Registry
Awarded | Top 100 Bankruptcy | Blog
A+ Premier Attorney Rating | The National Registry
Photo of Kim Covington

A Personalized, Sensitive
Approach To Bankruptcy

Oregon home repossessions increase as housing market turns

On Behalf of | Jun 25, 2013 | Credit Card Debt

The bad economy of the last decade has left many people in Oregon without enough money to pay their bills. The results of this inability to pay bills may be devastating to the average family in Oregon. A family may lose their home, their vehicles, and many other possessions as the lenders search for ways for them to cover their debt when the money simply isn’t there. Fortunately, the last few months have yielded a small turnaround in the housing market, giving homeowners hope that they will be able to stop creditor harassment and obtain a fresh slate for the future.

The rise in percentage of foreclosures in several states may be a sign that banks are hoping to cash in on the low inventory and higher prices currently available in the housing market. Homes that are in the foreclosure process may take years to be vacated and sold, but banks are hoping to speed up the process in order to get some of their money back.

Bank repossessions were at a 75-month low before rising 2% in May, although percentages are still significantly down from the prior year. In all, there was an increase in repossessions in a total of 14 states throughout the country in May.

Because the mortgage is such a big expense, many families will choose to forego this payment before giving up any other possessions. Those who are facing repossession of belongings and homes may be able to negotiate a payment plan or deal with the lender, or start the bankruptcy process with the help of an attorney.

Source: Source: USA Today, “Banks repossessing more homes as home prices rise,” Julie Schmit, June 13, 2013

FindLaw Network

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.