According to the Oregon U.S. Bankruptcy Court, when you file for Chapter 7 bankruptcy, you hand over possession of certain assets to a trustee, who then sells the assets and pays as many of your debts as possible. However, during this process you may be able to keep...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: November 2015
How can I stop creditor harassment?
If you have bills you are unable to pay in Oregon, creditors are allowed to contact you in order to arrange payment of the debt. According to the Oregon Department of Justice, a state law and the federal Fair Debt Collection Practices Act both prohibit creditors from...
An overview of wage garnishment in Oregon
Wage garnishment is a device that the courts use in Oregon to ensure that a debtor repays a debt within a reasonable amount of time. In order to set up a wage garnishment, a creditor must usually first ask the court to intervene and determine that the debt is...
Can you file for Chapter 13 bankruptcy?
If you need to file bankruptcy in Oregon, a Chapter 13 filing may be the right choice for you. According to the Oregon State Bar, Chapter 13 is a type of bankruptcy that you can use to repay some or all of your debts while finding protection from creditors. This is in...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.