When you file for Chapter 13 bankruptcy in Eugene, Oregon, you pay monthly payments to a trustee, and these are applied to your debt. Although the Chapter 13 plan should give you manageable payments, the percentage of your income that goes to the trustee each month...
A Personalized, Sensitive
Approach To Bankruptcy
Month: August 2015
Benefits and disadvantages of reaffirming a debt in bankruptcy
When you have decided that Chapter 7 bankruptcy is the best way for you to overcome your current financial challenges, there may be some personal property, such as a vehicle, that you would like to keep. We at the Law Office of understand...
Strategies for paying off multiple credit card debts
Consumers in Oregon struggling to make payments on multiple credit card balances each month are not alone, according to a 2014 Gallup Poll. The survey indicates that the average credit card owner in the United States has 3.7 cards. Of these, 20 percent typically do...
Should you and your spouse file for Ch. 13 bankruptcy jointly?
In Oregon, it may not be in a married couple’s best interests to file for bankruptcy jointly. If you and your spouse are struggling with debt that is primarily in your spouse’s name, it may benefit both of you for your spouse to file for Chapter 13...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.