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September 2013 Archives

Underwater homeowners in Oregon can stay afloat with Chapter 13

The latest Census Bureau reports indicate that the financial recovery is sluggish in many areas across the United States. Many homeowners in Lane County have taken out second mortgages in past years and are now struggling to make not one, but two mortgage payments in addition to their other financial obligations. Those who are faced with the possibility of foreclosure may want to consider reorganizing their debt and making payments more manageable with Chapter 13. This type of bankruptcy may also allow homeowners to discharge second mortgages altogether.

Thousands of homeowners scammed by man's mortgage rescue company

Homeowners in Lake County and all across the nation are still struggling with financial challenges; for many, foreclosure is looming in the near future. Desperate to find a way to keep their home and get out of debt, some people fall victim to scams as did thousands of homeowners in California and Nevada.

Ways to prevent repossession of a vehicle in Oregon

When people start to have financial difficulties, their problems often start to snowball out of control. A few missed card payments, for instance, can lead to the repossession of the vehicle which then makes it more difficult to get to and from work. This can lead to the loss of employment and even more financial challenges. Fortunately, there are ways to stop vehicle repossession in Oregon and overcome such problems.

Pay off high APR credit cards first to eliminate debt in Oregon

Many residents of Oregon want to eliminate their debt and find a fresh financial start. Those who have large amounts of debt from student loans, auto loans, credit cards, and other debts, however, feel overwhelmed and have a lot of questions. Is it best to make a small payment to all of different creditors each month, start by paying off the lowest debt first or focus on paying off their credit card debt?

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The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 19 years.

The Law Office of Kim Covington

The Law Office of Kim Covington
1445 Willamette Street, Suite 9
Eugene, OR 97401

Toll Free: 800-673-1891
Phone: 541-393-2790
Fax: 541-344-6466
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P: 541-393-2790

T: 800-673-1891

F: 541-344-6466