Over the past few decades, the practices of many debt collectors have negatively affected residents in Oregon and throughout the country. While it’s understandable that companies want to receive the money that is owed to them, some of the collection agencies...
Month: September 2014
Creditors can take up to 25 percent of Oregon residents’ wages
Many people who are suffering from overwhelming debt still want to make good on their payments. Unfortunately, some unforeseen circumstances such as unemployment or a medical emergency can make it impossible to stay current on bills. It can help when creditors are...
Debunking common bankruptcy myths
Filing for bankruptcy can be a stressful event for Oregon residents, but it doesn’t have to be the end of the world. Unfortunately, myths on the topic abound that can discourage many people who desperately need the help that a bankruptcy can provide, from ever...
How can I tell if I’m ready to file for bankruptcy?
Many Oregon residents are feeling the financial pinch from today’s difficult times. If you’re suffering from unemployment, insurmountable credit card or medical debt, or facing a foreclosure, you may be wondering what options are available to help you...
Wise credit card management required to repair credit
With the financial challenges that are so common today among Oregon residents, it might seem counterintuitive to consider having a credit card to improve or repair one’s credit after a bankruptcy or other financial recovery, especially if previous credit card...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.