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February 2019 Archives

Medical bills are a factor in most personal bankruptcies

Medical debt is a factor in about two-thirds of personal bankruptcies filed in Oregon and around the country according to a study published recently in the American Journal of Public Health. The analysis of approximately 530,000 families pushed into inescapable debt by illness or injury is seen as significant as it is the first major study of its kind conducted since the passage of the Affordable Care Act in 2010. One of the primary goals of the landmark health care bill was to reduce and prevent medical debt-related bankruptcy filings.

Outstanding medical debt doesn't have to end in disaster

Although Oregon residents enjoy a high standard of care when it comes to medical treatment, complex conditions can lead to large healthcare bills. Even people covered by medical insurance can find that an unexpected illness or injury may result in tens or hundreds of thousands of dollars in costs, possibly leading to mounting debt and collection activities from creditors. In some cases, people find themselves facing such large amounts of medical debt that they consider filing for bankruptcy.

How can you avoid credit card debt?

Getting into credit card debt can feel scary and intimidating, but it does not have to be this way. Sometimes the best way to handle credit card debt is not getting into it in the first place. However, this can be difficult. Unfortunately, this type of debt can be easy to get into. But there are tips you can use to avoid it.

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The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 19 years.

The Law Office of Kim Covington

The Law Office of Kim Covington
1445 Willamette Street, Suite 9
Eugene, OR 97401

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