Dealing with credit card debt can feel overwhelming. One common concern is whether creditors can take your wages to repay the debt. Understanding Oregon’s laws can help you see what to expect if you owe money on credit cards. Wage garnishment basics in Oregon...
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Month: May 2025
How does Chapter 13 handle car loans?
Filing for Chapter 13 bankruptcy provides a structured approach to managing your car loan while allowing you to retain possession of the vehicle. If you're delinquent on payments or owe more than the car’s current market value, Chapter 13 may offer relief through...
How long can medical debt collectors pursue you in Oregon?
Dealing with medical debt can be overwhelming, especially when you're facing calls and letters from debt collectors. In Oregon, there are specific time limits within which collectors can legally pursue you for unpaid medical bills. What is the statute of limitations...
What are the types of personal bankruptcy?
When you're considering bankruptcy, it's essential to know which type suits your financial situation. Personal bankruptcy is typically divided into two main types. Each offers a different approach to managing your debt, and understanding the differences can help you...
Will I lose my possessions if I file for bankruptcy?
Bankruptcy is a helpful legal process for individuals dealing with financial challenges. Those with credit card debts or insurmountable medical bills may choose to file for personal bankruptcy as a means of regaining control over their finances. Bankruptcy can help...
What are your options if you’re overwhelmed by credit card debt?
Credit card debt can quickly spiral out of control, leaving you feeling trapped. It’s easy to fall behind on payments, and before you know it, the debt becomes unmanageable. Fortunately, you have several options to address the situation, each with its own benefits and...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.