The word "bankruptcy" often carries a negative connotation, evoking feelings of shame. However, this perception is far from accurate as bankruptcy is a financial tool designed to help individuals and businesses recover from debt. Are you considering bankruptcy but...
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Approach To Bankruptcy
Month: August 2025
Can Chapter 7 bankruptcy clear payday loan debt?
Payday loans may seem like a convenient solution during financial shortfalls, but their high interest rates and short repayment windows often create long-term financial strain. If you struggle with payday loan debt, you might wonder if Chapter 7 bankruptcy offers...
Can self-employed individuals file Chapter 13?
Yes, you can file Chapter 13 bankruptcy if you're self-employed. Running your own business doesn't disqualify you from debt relief. In fact, Chapter 13 can help you restructure personal and business debts while continuing operations. It's designed for people with...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.