Tax season can offer some relief, especially if you have been struggling with your family’s finances lately. Receiving the refund check can feel like a lifeline, but you might be wondering if filing for bankruptcy can affect this. Fortunately, you have options for...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: April 2026
Can filing for bankruptcy affect your employability?
There’s a lot of misinformation out there about bankruptcy. Unfortunately, it too often keeps people from using it to deal with overwhelming debt. People often fear, for example, that having a bankruptcy on their credit report will hurt their chances of getting a job...
How personal guarantees affect small business recovery
You signed personal guarantees to save your business. Now creditors threaten your home, your savings and your future. Business owners across downtown Eugene, Salem and Newport face this nightmare daily when company debts become personal liabilities. When business debt...
Which age group owes the most credit card debt?
When it comes to credit card debt, most Americans have at least some balances on account. It’s almost a necessity to have credit cards now. And with the rising gas and consumer prices, it’s hard for folks to make ends meet without putting some of their debts on their...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.