Getting a raise or finding a better-paying job can feel like a positive step forward. If you are in an active Chapter 13 bankruptcy, however, you may wonder whether earning more will change your monthly payment or affect your case. An increase in income does not...
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Month: August 2026
Can child care costs affect your Chapter 13 payment?
Daycare can make it possible to keep your job, but the monthly bill may take a large bite out of your family budget. If you are considering Chapter 13 bankruptcy, you do not necessarily have to treat child care as money left over for creditors. Necessary care costs...
Can you file for Chapter 7 bankruptcy if you do not have a job?
Losing your job is stressful enough, but when debts start piling up without a steady paycheck, it can be overwhelming. Fortunately, unemployment doesn’t prevent you from filing a Chapter 7 bankruptcy to clear eligible debts. Things unemployed filers need to know...
Does your income qualify for Chapter 7 in Oregon?
If you are struggling with debt and wondering whether bankruptcy is even an option for you, the means test is the place to start. It sounds more intimidating than it is. For most Oregon families dealing with medical bills, credit card debt or mounting personal loans,...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.