Owning a credit card can be a double edged sword. On the one hand, credit cards are extremely helpful when it comes to building good credit. One the other hand, having one or multiple credit cards in your wallet can tempt you to spend more money than you make. The...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: July 2013
Filing for bankruptcy can eliminate medical debt
When it comes to healthcare costs, some people in Oregon mistakenly believe that health insurance will protect them from medical debt. Unfortunately, this is not always the case. Life is full of surprises, and even people with medical coverage can find themselves with...
Wildcard shows largest difference between Oregon and federal laws
When a person files for bankruptcy, there is a different set of guidelines that must be followed depending on the situation. Those who owe debtors a certain amount of money may be able to keep certain goods they have purchased under federal and state exemptions to...
Former Oregon political leader pleads guilty in new fraud case
When a person or family in Oregon chooses to invest money in a company, they often place their trust in the person who is handling their investment, which may often be some sort of financial planner or company owner. Although all investments require some sort of risk...
Congressional recess creates worry over student loan rates
People in Oregon go into debt for many different reasons, but one reason that is becoming increasingly debilitating is paying for a college education. Student loans are given to a college student by the government, and must be paid back with interest in many cases. As...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.