You've spent years saving for your child's college education. Now, facing bankruptcy, you worry those funds might disappear. Fortunately, the good news is that your careful planning may not be lost. What is a 529 college savings account? First, let's clarify what...
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A Personalized, Sensitive
Approach To Bankruptcy
Month: February 2026
Why Chapter 13 is the best choice for complex financial situations
When you own a home and carry significant medical debt, choosing the right bankruptcy option can feel overwhelming. Fortunately, your financial situation deserves a solution that protects what matters most. Thus, understanding how Chapter 13 works is your first step...
What debts are not eligible for discharge under Chapter 13?
Chapter 13 can help you repay many debts through a structured plan, but it does not erase every obligation. Some debts survive even after you complete all required payments. Understanding these limits helps you plan for life after the case ends. It also reduces...
Can I keep my credit card after filing for bankruptcy in Oregon?
You're sitting at your kitchen table late at night, sorting through bills while your kids sleep. You've been making difficult choices between groceries and debt payments and bankruptcy seems like your only option. But you're concerned about losing your credit cards...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.