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Credit card debts could disrupt one’s plans for the future

On Behalf of | Jan 18, 2018 | Credit Card Debt

Many individuals in Oregon and elsewhere place a high priority on planning and saving for the future. However, high debt loads can disrupt even the best made strategies, and those who are struggling with financial issues could suffer for extended periods. Although debt comes in various forms, those pertaining to credit card balances tend to be some of the most troublesome, leaving many to wonder how best to pursue relief.

With a strong economy and job market, many individuals may give little concern to the potential downsides of taking on debt. At the time, one might be able to keep up with monthly payments with ease. However, anytime a change in circumstances occurs, such as a sudden loss of employment or even the birth of a child, the idea of dealing with credit card debts can become significantly more intimidating.

In some cases, a person may also reach a point where he or she feels it is important to begin planning for the road ahead. Debts can also prove exceedingly troublesome in this area, as one might need to pay off certain debts before he or she can begin saving for the future. However, with high interest rates that are continually on the rise, this can prove problematic for some, potentially sparking a need to seek guidance on additional outlets for relief.

Credit card debts can leave an individual suffering in various ways, and may leave many with concerns about their financial future. When facing financial struggles of this nature, one could benefit from seeking guidance from an attorney with experience in such intricate matters. A bankruptcy attorney can provide a client in Oregon with advice on every option available and subsequently assist in pursuing relief through the necessary outlets.

Source:, “How do you pay off all that credit-card debt?“, Susan Tompor, Jan. 16, 2018

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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.