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A credit card may appear convenient, but debt probably isn’t

On Behalf of | Dec 21, 2017 | Credit Card Debt

There may be numerous scenarios in which an individual in Oregon or elsewhere may seek financial relief by pursuing additional lines of credit. While one may find immediate financial assistance through outlets such as a credit card, such a decision may only be a temporary solution to a growing issue. Those who experience substantial monetary challenges under similar circumstances could benefit from seeking guidance on choosing a path with which to pursue a healthier financial future.

With many individuals spending more and saving less, credit cards may offer the financial assistance required for a multitude of scenarios. Whether to pay for a wedding or to assist with expenses in a newly acquired business, such forms of credit can appear exceedingly convenient. However, with high interests rates, they may also pose a significant threat to a person’s financial future.

Credit card companies may also offer a variety of bonuses and rewards for using their cards, many of which can seem enticing and might only be offered for a limited time. In some cases, a person may also turn to a credit card to assist with everyday expenses. While the rewards may seem too good to pass up and the relief obtained might be immediate, maintaining a revolving balance could leave a person facing deeper financial issues in the future.

Those who experience monetary hardships due to substantial amounts of credit card debt may wish to pursue relief, but they might be uncertain where to turn for assistance. By speaking with a bankruptcy attorney, a person in Oregon could obtain advice on making informed decisions. An attorney can evaluate the client’s situation and assist in pursuing relief from debts through the necessary outlets.

Source:, “Why are Americans drowning in credit card debt?“, Valencia Higuera, Dec. 7, 2017

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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.