Credit Card Debt

Credit cards are an important part of financial health in Oregon and throughout the country, and if you use yours at all, that debt does not necessarily have anything to do with the state of your budget. If your situation is keeping you up at night, though, you may...

After a death in Oregon, a spouse or other family member may discover that the deceased had a considerable amount of credit card debt. This could be uncovered as the executor or administrator of the estate gathers the information on assets and debts, or it may be that...

From the loss of a job to medical problems that were never expected, people experience financial hardships for all sorts of different reasons. Sometimes, people in Eugene and across Oregon decide to take on credit card debt. However, this can be a costly decision and...

As you are aware from previous blog posts, when you file for bankruptcy, you need to be completely honest about your employment and financial situation. The same honesty is just as crucial if you are called in to a debtor’s examination. This procedure may be a...

Debt, whether it comes from credit cards, auto loans, medical bills or other sources, continues to be a top cause of financial strain for people in Eugene and elsewhere. Student loan debt also falls into this category. In fact, student loans can be more difficult for...

After experiencing financial difficulties, you may be quite familiar with seeing notices from debt collectors, instead of bills from the original creditors. This is because after a debt has been delinquent for some time, many lenders sell the debt to a third-party...

The Fair Debt Collection Practices Act was put into place to protect residents of Eugene and elsewhere from being abused, harassed and mistreated by companies that are trying to collect debts. If you have debt that was sent to collections, you may be familiar with...

For Eugene residents who are having financial problems, a job interview can be hopeful and exciting. However, some might have been warned that prospective employers conduct credit checks before hiring. It is important to understand what may be conducted during the...

Many of our recent posts have addressed the topic of poor credit. If your financial situation is keeping you from paying your bills on time, your credit is going to suffer. Should you be concerned about fixing your credit? The answer depends on how your credit rating...

In last week’s post, we discussed the requirements you must meet in qualifying for a Chapter 7 bankruptcy. One of them involved undergoing credit counseling. It may help you and other Eugene residents to understand how credit counseling works.American Consumer...