Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

A+ Premier Attorney Rating | The National RegistryA+ Premier Attorney Rating | The National Registry
Awarded | Top 100 Bankruptcy | Blog
A+ Premier Attorney Rating | The National Registry
Photo of Kim Covington

A Personalized, Sensitive
Approach To Bankruptcy

What is a cease and desist letter for creditors?

On Behalf of | Dec 23, 2016 | Credit Card Debt

The Fair Debt Collection Practices Act was put into place to protect residents of Eugene and elsewhere from being abused, harassed and mistreated by companies that are trying to collect debts. If you have debt that was sent to collections, you may be familiar with harassing phone calls and letters by creditors, which may cause you a great deal of stress and, in some cases, could be illegal.

The Balance states that you have the right to stop harassing communication by sending a cease and desist letter to third-party collection agencies. In previous posts, we have explained how the Fair Debt Collection Practices Act is meant to protect you from numerous abusive collection practices. However, you might not have heard the term “cease and desist” before when it comes to debt collection. Cease and desist letters are often used in business disputes and sent by one business to another party to stop alleged infringement, libel, trade secret leaking and other harmful acts. This type of letter may also be effective against collection agencies, since you are letting a debt collector know that you do not wish to be contacted again and you intend to take legal action if the collector does not comply according to the FDCPA.

After a collector has received your letter, the company may contact you one more time to inform you of any further action it intends to make. Any additional communication on the agency’s part may be violating the FDCPA. Since dealing with debt collectors may be complicated, the information in this blog is meant to be general and should not be considered legal advice.

FindLaw Network

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.