Many individuals in Oregon and across the country have sought out options for debt relief during extended periods of financial struggle. Those who wish to explore Chapter 7 bankruptcy as a viable solution may have concerns about certain aspects of the process, such as...
A Personalized, Sensitive
Approach To Bankruptcy
Chapter 7 Bankruptcy
Secured debt and unsecured debt defined
If you are considering filing bankruptcy, you are probably concerned about what types of debt you may be entitled to eliminate, as well as how much debt you can make disappear. This is a common and legitimate concern. After all, if you are saddled with just as much...
Beware of post filing collection attempts
Anyone who files for bankruptcy protection expects that the bothersome creditor calls and letters will stop. After all, that is the primary benefit of the automatic stay. Most creditors follow the law and cease any further collection efforts. However, there are some...
What happens at a 341(a) meeting?
Making the decision to file for Chapter 13 bankruptcy in Oregon can relieve a lot of the financial strain that you may have been facing due to overwhelming debt. Once begun, there are many steps in the process, including a 341(a) meeting. You can expect this to take...
What does chapter 7 bankruptcy mean for entrepreneurs?
If you own a struggling business in Oregon, you may associate bankruptcy with the end of the line for your entrepreneurial spirit. However, sometimes getting out from under impossible financial circumstances through a chapter 7 bankruptcy may free you to go on to...
How do you find a good pre-bankruptcy credit counseling course?
Once you have determined that you cannot get out from under your mountain of debt by making monthly payments, you may be looking forward to the relief of bankruptcy to restore your financial equilibrium. Chapter 7 bankruptcy in Oregon is a process, though, and one of...
Adoption agency files for Chapter 7
From unanticipated medical problems to declining sales, businesses may find it necessary to file for bankruptcy for many reasons. In Eugene, and other cities across the state of Oregon, deciding to file for bankruptcy can be an incredibly difficult decision. However,...
What is the Chapter 7 bankruptcy means test?
If you are seeking Chapter 7 bankruptcy protection in Oregon, you must meet certain qualifications. One of these eligibility requirements is the means test. In order to ensure you choose the right debt relief option for your situation, it is important that you...
How does chapter 7 bankruptcy work?
For any number of reasons, you may find yourself struggling with debt. Like others in Oregon who are facing significant financial issues, you may have considered chapter 7 bankruptcy as a debt relief option. Filing for bankruptcy, however, is a serious decision with...
What is a reaffirmation agreement and when do I need one?
If you are filing for Chapter 7 bankruptcy, you will face the liquidation and sale of all of your non-exempt assets. This process is presided over by a trustee who is appointed to your matter by the court. In some cases, you may desire to keep a non-exempt asset...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



