When consumers take on more debt than they can handle, creditors sometimes turn to wage garnishment to collect the outstanding balance. Since there are a lot of questions surrounding this form of collection, we thought our readers in Lane County who are being harassed...
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Credit Card Debt
Tips to reduce credit card debt this holiday season
With the holidays just around the corner, many Americans will be incurring more credit card debt buying gifts and gadgets at deeply discounted prices. No matter how low the sales price, however, it isn’t a good deal if you will be paying interest on your...
Financial impact of marriage after individual bankruptcy
There are many different reasons that couples in Lane County, OR choose to get married—to celebrate love, to start a family and to enjoy financial benefits. That last one might not be very romantic, but it is very real. Married couples often qualify for a lower tax...
Major credit card companies terminate payment protection services
As a parent, you don’t want your children to inherit your debt. For this reason, some consumers in Eugene, Albany and Corvallis have opted to pay for a protection plan that will pay off the balance of their credit card debt in the event of their death. Most...
Pay off high APR credit cards first to eliminate debt in Oregon
Many residents of Oregon want to eliminate their debt and find a fresh financial start. Those who have large amounts of debt from student loans, auto loans, credit cards, and other debts, however, feel overwhelmed and have a lot of questions. Is it best to make a...
More Americans are making their credit card payments on time
It is no secret that the economy is finally on the mend after several tough years. While this improvement is good news for businesses and families, many people in Oregon and throughout the country are still being cautious with their credit card debt. It seems that...
Credit card debt can be discharged with Chapter 7 bankruptcy
Many people in Oregon are facing credit card debt. Some of these people may be tempted to ignore their credit card payments. If you ignore your payments, however, the credit card company may come after you. Fortunately, there are ways to get out of debt.What do you do...
Debt relief company takes almost $1M from Oregon consumers
Debt can be an intimidating thing to face. Some people choose to deal with their financial challenges by working with a debt relief company. As hundreds of people recently discovered, however, not all debt relief companies live up to their promises.A Texas-based...
Using a credit card can have positive and negative outcomes
Owning a credit card can be a double edged sword. On the one hand, credit cards are extremely helpful when it comes to building good credit. One the other hand, having one or multiple credit cards in your wallet can tempt you to spend more money than you make. The...
Oregon home repossessions increase as housing market turns
The bad economy of the last decade has left many people in Oregon without enough money to pay their bills. The results of this inability to pay bills may be devastating to the average family in Oregon. A family may lose their home, their vehicles, and many other...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.