Chapter 13 Bankruptcy

The loss of a job, a change in your wages or any other number of factors can cause you to experience financial difficulties. If you are like others in Lane County who have been faced with such difficulties, you may have considered debt relief options, such as...

The ability to run a small business is a dream come true for many people, and can be a rewarding experience. Unfortunately, many small business owners in Eugene are experiencing financial difficulties due to today’s tough economy. It can be heartbreaking if you’re...

Last week we discussed the benefits and limitations of filing for Chapter 7 bankruptcy. While Chapter 7 is the more common of the two main types of personal bankruptcy for Oregon residents, you may find Chapter 13 to be a better fit, depending on your own...

Home equity loans enable homeowners to tap into the equity in their home for just about anything: home repairs, medical expenses, vacations, tuition and more. Low interest rates and the possibility of tax deductible interest payments make home equity lines of credit...

Even though bankruptcies are approved in federal court, the laws surrounding bankruptcy vary by state. Belongings that are exempt in Oregon, for instance, may not be exempt in Ohio or New York. Chapter 13 has also allowed for some flexibility or creativity to...

The latest Census Bureau reports indicate that the financial recovery is sluggish in many areas across the United States. Many homeowners in Lane County have taken out second mortgages in past years and are now struggling to make not one, but two mortgage payments in...