People who suffer from financial challenges may be tempted to pay their bills through the quick fix of a payday loan. This type of loan can look particularly attractive to people after a personal bankruptcy, when it can be difficult for a while to get approved for...
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Approach To Bankruptcy
Bankruptcy
When an emergency bankruptcy filing may be a good idea
When you are facing financial challenges, the last thing you need to deal with is the threat of home foreclosure or the repossession of your vehicles. At , we understand the stress you may be feeling as you attempt to handle overwhelming...
Student loan debt triples in the U.S. over the past decade
For years since the Great Recession, consumers in Oregon and throughout the country have struggled with financial difficulties that have included unemployment, bankruptcy, foreclosure and car repossession. It has long been a part of the American dream to avoid these...
Debunking common bankruptcy myths
Filing for bankruptcy can be a stressful event for Oregon residents, but it doesn’t have to be the end of the world. Unfortunately, myths on the topic abound that can discourage many people who desperately need the help that a bankruptcy can provide, from ever...
Can Oregon’s idea fix the student loan crisis?
Financial problems continue to plague many Americans, and student loans are by no means at the bottom of the list. According to Business Week, the amount of student debt owed throughout the U.S. was well over $1 trillion in 2013. Unfortunately, federal student loans...
Bankruptcy rate falls in commercial and noncommercial sectors
In Oregon as well as throughout the nation, many people with financial challenges have sought help with high, overwhelming debt in recent years. For individuals or couples, Chapter 13 or Chapter 7 bankruptcies have been able to offer help and the ability to get a...
Bankruptcy rate expected to drop for fourth straight year
No matter what the economic landscape seems to be, Oregon residents are still vulnerable to financial challenges. The ability to get a fresh financial start can be life changing for people who cannot afford to pay debts that have been incurred. While the thought of...
Financial resolutions to help you get out of debt
At the start of each new year, countless people resolve to get in better shape. They diet, join the gym and do whatever else it takes to meet their goals. More and more people are realizing the importance of good financial health as well. A study conducted by Fidelity...
Thousands of homeowners scammed by man’s mortgage rescue company
Homeowners in Lake County and all across the nation are still struggling with financial challenges; for many, foreclosure is looming in the near future. Desperate to find a way to keep their home and get out of debt, some people fall victim to scams as did thousands...
Former Oregon political leader pleads guilty in new fraud case
When a person or family in Oregon chooses to invest money in a company, they often place their trust in the person who is handling their investment, which may often be some sort of financial planner or company owner. Although all investments require some sort of risk...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



