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Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
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Are you too young to file for bankruptcy?

On Behalf of | Aug 18, 2020 | Bankruptcy

It’s easy to believe that you’re too young for bankruptcy. After all, you haven’t even hit your stride in regard to your career. However, as long as you’re 18 or older, you have the legal right to file for bankruptcy.

As a member of the younger generation, there are many reasons why you may need to consider a bankruptcy filing. Here are some things that could get you in trouble:

  • Credit cards: You think you’re being responsible with your credit cards, just to find that you’re actually racking up debt month after month. Soon enough, you wonder what’s gone wrong as you’re unable to manage even the minimum payment.
  • Personal loans: Maybe you take out a personal loan to pay for your wedding. Or maybe you do so to fix up your first home. Regardless of why you secured the loan, you need to pay it back based on the terms and conditions. However, should your financial circumstances change, you may find it a challenge to do so.
  • Medical debt: You don’t have to be older to find yourself buried in medical debt. This can bog you down at any time.

If you’re at least 18 years of age and feel that bankruptcy is the only way to resolve your financial concerns, it’s time to take immediate action. Learn more about Chapter 7 and Chapter 13 bankruptcy, including the eligibility requirements and steps you can take to get started. This will give you all the information you need to make an informed decision as to what you should do next.


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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.