Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

A+ Premier Attorney Rating | The National RegistryA+ Premier Attorney Rating | The National Registry
Awarded | Top 100 Bankruptcy | Blog
A+ Premier Attorney Rating | The National Registry
Photo of Kim Covington

A Personalized, Sensitive
Approach To Bankruptcy

Bankruptcy: Determining the correct path for debt relief

On Behalf of | Nov 16, 2017 | Chapter 7 Bankruptcy

Overwhelming amounts of debt can place an individual in Oregon or elsewhere under a substantial financial weight. Those who experience similar hardships may wish to pursue relief, but with numerous available options, they may be uncertain where to turn for advice. Individuals who wish to know if bankruptcy is the correct path for relief could benefit from speaking with an attorney for guidance before reaching a decision.

One area of concern for many individuals who are considering bankruptcy is how the process will affect their future. Filing for bankruptcy will inherently have an impact on a person’s credit score, and in some cases, it may remain on his or her credit report for as many as 10 years. However, if an individual is continually struggling to keep up with monetary obligations, instead of being the only option, bankruptcy might be the most viable outlet with which to pursue relief.

Individuals who are struggling with debt may wish to explore the benefits of bankruptcy, but they may be uncertain how to begin the process. The first step is to gain an understanding of the available options, such as Chapter 7 bankruptcy. In this type of bankruptcy, many or most of a person’s debts may be discharged upon finalizing the process. However, this also involves the liquidation of certain nonexempt assets, and it is advisable to gain an understanding of how the process will impact one’s assets and debts before moving forward.

With numerous factors to consider, one may feel somewhat intimidated by the process, potentially prompting a need for guidance. By speaking with a bankruptcy attorney, a person could obtain advice on each available outlet for relief, as well as their potential outcomes. An attorney in Oregon can address a client’s financial situation and provide advice in choosing the correct path with which to pursue debt relief.

Source:, “Expert: Here’s when you should consider bankruptcy“, Joanna Campione, Nov. 10, 2017

FindLaw Network

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.