Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

A+ Premier Attorney Rating | The National RegistryA+ Premier Attorney Rating | The National Registry
Awarded | Top 100 Bankruptcy | Blog
A+ Premier Attorney Rating | The National Registry
Photo of Kim Covington

A Personalized, Sensitive
Approach To Bankruptcy

Debt often fueled by prescription expenses

On Behalf of | Jun 9, 2014 | Medical Debt

Many things can lead a person to have a debt level higher than he or she is able to successfully manage. A job layoff or termination or a divorce are among some of the most common reasons that create such a situation. When an unexpected medical condition arises, the medical bills can mount fast, leaving the patient with a whole new crisis on top of the health concern that created the medical expenses to start with. In order to get a fresh start, some people may consider a Chapter 7 bankruptcy if no other option is available.

A 2013 report by NerdWallet suggests that medical expenses and debt is the single most common reason that so many people are filing for bankruptcy today. An estimated 56 million Americans have problems related to hospital bills or other medical costs. Some of this is happening because, despite the Affordable Care Act, the portion of non-covered prescription costs is increasing in many cases.

The United States government estimates that in 2013, American consumers incurred a total of $41 billion in non-covered prescription medication costs. Many people, especially if unable to work, attempt to pay for medications with credit cards or other means until they eventually have no way to keep on top of all of the combined bills and expenses. The need for debt relief due to prescription charges not paid for by medical insurance is a problem for many consumers in the U.S.

If you are struggling to make ends meet due in part to healthcare-related expenses, you may consider a consultation with an attorney. Getting a good understanding of your options can help lead you to a better financial future.

Source:, “Medication costs fuel painful medical debt, bankruptcies,” Dan Mangan, May 28, 2014

FindLaw Network

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.