Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

A+ Premier Attorney Rating | The National RegistryA+ Premier Attorney Rating | The National Registry
Awarded | Top 100 Bankruptcy | Blog
A+ Premier Attorney Rating | The National Registry
Photo of Kim Covington

A Personalized, Sensitive
Approach To Bankruptcy

2014 targeted as year to pay off credit cards for many Americans

On Behalf of | Feb 2, 2014 | Credit Card Debt

Oregonians, like their counterparts in other states, have felt the financial challenges of the recent years. While our nation continues to struggle to recover from the latest recession, individual citizens remain committed to repairing their financial health as well. For some people, concerns about credit card debt are at the top of their list for what areas they wish to focus on in this New Year.

A recent survey of Americans indicates that close to half of all people in the country believe that they have too much consumer debt on credit cards. Those respondents state that in 2014 one goal is to pay off their credit card debt as a way to reducing their overall financial challenges. An article that reported on this situation suggested some ways that credit card use can be managed to prevent delinquent payments, credit harassment and more.

Three of the top recommendations including paying a card balance each time in full instead of only minimum payments. This will avoid the payment of any interest, saving valuable dollars. Being mindful about the limits on cards and never going over those limits is also critical. Making any payments on time also has a direct effect on credit scores and should be one of the primary goals of any credit card user.

For people who truly cannot get out from under their mound of credit card debt, considering a bankruptcy may be needed and can offer the relief that gets them back on track. Other means of working with creditors to identify acceptable payment plans or solutions are also available. Talking with an attorney who works in this area may be a good way for consumers to find the solution that is best for them.

Source: News 22 WWLP.com, “Taking control of your credit card debt; Most feel its very important to pay debt off,” Georgie Godfrey, January 14, 2014

FindLaw Network

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.