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Eugene-based Excalibur Cutlery owner files Chapter 7

On Behalf of | Feb 15, 2013 | Chapter 7 Bankruptcy

Business owners in Lane County and the rest of Oregon know how challenging it can be to keep a business afloat and profitable during a struggling economy. While some are able to scrape by, some find that there is little they can do to keep from falling deep into debt. When this happens, it’s important for business owners to know that there are options for getting out.

Recently, the owner of Excalibur Cutlery & Gifts, based in Eugene, decided to file for Chapter 7 bankruptcy. He said the economy contributed heavily to his ability stay in business. A landlord for one of his shops recently ended the lease, forcing him to close quickly. He has since decided to close his other eight locations. Their doors were all shuttered on Monday, and final paychecks were sent out to his employees.

No one likes to see a local business go under — especially one like Excalibur, which had been around for 35 years. Unfortunately, difficult economic conditions can leave a business owner no other option. However, many end up finding that there is an upside to filing for bankruptcy.

When debt has become unmanageable, Chapter 7 bankruptcy may be a good option. It can wipe out a substantial amount of debt, halt harassing phone calls from creditors, and allow a business owner to start over on the right foot. Some businesses are even able to restructure through bankruptcy and remain open. Oregon residents who are considering bankruptcy may find it helpful to speak with an experienced attorney who can help advise them of their best options.

Source: The Oregonian, “Excalibur Cutlery & Gifts to file for bankruptcy, close all stores,” Laura Gunderson, Feb. 7, 2013

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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.