Some medical procedures can be planned and budgeted for. Most of the time, however, people are faced with an unexpected medical emergency or injured in an accident, leaving them unable to work and making it difficult to pay costly medical bills. Regardless of the...
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Medical Debt
How to deal with medical debt
We recently talked about a study that found that 65 to 70 percent of people who will file for bankruptcy this year will do so because of extreme medical debt. The rising cost of health care is causing a huge financial burden for many people in Oregon and across the...
Filing for bankruptcy can eliminate medical debt
When it comes to healthcare costs, some people in Oregon mistakenly believe that health insurance will protect them from medical debt. Unfortunately, this is not always the case. Life is full of surprises, and even people with medical coverage can find themselves with...
Oregon on list of states that ban employers from credit screening
The economy of the last few years has left many people in Oregon out of work and looking for new jobs. Unfortunately, the lack of jobs has also left many with medical debt and credit card debt that they cannot pay, and many credit reports may have been damaged because...
Medical bills high on list of debts for recent college grads
After a person graduates from college in Oregon, they may be forced to take over financial responsibility for some expense that were previously covered by their parents, or paid for by their student loans. At the likely age for adults to graduate, many will be...
Medical problems may have led to banker’s financial collapse
When a person finds themselves with debts that cannot be paid by the assets and money they currently have, they may choose to file for bankruptcy to give them a chance to start over. Filing for bankruptcy may help a person in Oregon to recover financially and avoid...
Inflated hospital charges leave many crippled with debt
Imagine that you're in a serious car accident and need emergency medical care. After getting treatment the day of the crash, your doctor tells you you'll need surgery to completely recover. After undergoing surgery, you need to go in for a follow-up visit to make sure...
How to fend off medical debt and find relief if you can’t
Many people in Oregon and throughout the U.S. are saddled with medical debt and know what a burden it can be. The cost of health care is extremely high and even if you have good insurance, you can be left to pay thousands of dollars out of pocket. So how can you...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.