With the extensive costs of health care treatment, many individuals in Oregon and elsewhere have experienced the strain of financial difficulties following a medical emergency. Significant amounts of medical debt can be a heavy burden, leaving many in need of relief....
A Personalized, Sensitive
Approach To Bankruptcy
Medical Debt
CFPB complaints indicate Oregon medical debt harassment
Medical debt is a common problem for people in Oregon, and you may be one of many that has to budget a chunk of your income toward a monthly payment for services over and above what you pay for health insurance coverage. Even if you are working to pay off a bill, you...
Don’t overpay on your medical expenses
Whether you have health insurance or not, you can easily end up with a hefty bill after you receive emergency care, have routine tests run or undergo a procedure in Oregon. If your first reaction to seeing the total is disbelief, this is a good sign that you should...
Fair collection practices must be upheld with medical debt
As patients in Oregon and elsewhere are aware, medical expenses can be staggering, even for those who have health insurance. All it would take is for one accident or serious illness to put a person in significant debt. Many of today’s insurance options cover...
People struggling with medical debt while hospital execs prosper
In previous posts, the issue of medical debt was described as being one of the most serious and pervasive forms of debt plaguing Americans today. The problem continues for residents of Eugene and elsewhere. Even those with medical insurance may suffer from staggering...
What factors contribute to the problem of medical debt?
In 2014, a survey conducted by the Commonwealth Fund found that approximately 64 million people across the U.S. were grappling with medical debt, according to a USA Today report. Like others in Oregon, you may think mounting health care bills are a problem that are...
How can I dispute a medical debt?
If you have a medical debt that you believe may not be accurate, you have the right to dispute the claim. The easiest time for you to resolve the issue is when you first receive a bill from the medical provider. However, you may still be able to correct the problem...
Legislators calling for change to medical debt laws
Medical debt is one of the largest financial issues that Oregon residents face. According the U.S. Centers for Disease Control and Prevention, one quarter of families are burdened by their medical debts. Additionally, 16 percent of families have difficulty paying at...
Healthcare costs affecting many Americans
The inability to pay some or all of one’s medical bills can be one of the most distressing situations people face. When the ever-increasing cost of medical care is paired with the fact that people have little control over the type of care they need, it creates a...
Strategies for paying off medical debt
Medical bills are one of the leading causes of debt and bankruptcy in the U.S. each year. According to the Association of Credit and Collection Professionals, 41 percent of people aged 19-64 disclosed that they had trouble paying their medical bills or associated...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



