Many people who are suffering from overwhelming debt still want to make good on their payments. Unfortunately, some unforeseen circumstances such as unemployment or a medical emergency can make it impossible to stay current on bills. It can help when creditors are...
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Credit Card Debt
How can I tell if I’m ready to file for bankruptcy?
Many Oregon residents are feeling the financial pinch from today’s difficult times. If you’re suffering from unemployment, insurmountable credit card or medical debt, or facing a foreclosure, you may be wondering what options are available to help you...
Wise credit card management required to repair credit
With the financial challenges that are so common today among Oregon residents, it might seem counterintuitive to consider having a credit card to improve or repair one’s credit after a bankruptcy or other financial recovery, especially if previous credit card...
Debt collectors pursue one-third of population
While what is termed as the Great Recession of a few years ago is reportedly gone, that does not mean that financial challenges have completely vanished. Many an Oregon resident continues to struggle to wipe out credit card debt or consider bankruptcy as a means to...
Law firm accused of fraudulent debt collection practices
Consumers in Oregon and around the country can become involved in serious situations when debt collection activities go too far. Many credit card companies have been known to or suspected of using inappropriate means to recoup monies owed to them by debtors. Unfair...
Take caution when considering retirement loans to repay debt
Oregon consumers facing high debt may often feel they have nowhere to turn and can be unsure of their options. Concerns about filing for bankruptcy can often make them seek out other solutions that may actually cause more harm than good down the road. A Chapter 7...
Caution urged against credit card scams
High debt of any sort can be extremely troubling for residents in Oregon. The cause of financially challenging times can range from unemployment to unmanageable credit card debt and more. Medical conditions can also exacerbate situations and force people to rely on...
Oregonians lower average credit card balances
Many factors can affect a person’s financial health or challenges. Loss of employment, unexpected medical expenses, divorce and more are among some of the most common situations that negatively impact Oregon consumers’ ability to remain financially...
Life necessities require credit for many Oregonians
Consumers throughout the United States and in Oregon can still feel the pain of the recent recession. The housing bubble, a national banking crisis, high unemployment and high levels of credit card debt among consumers were some of the key contributing factors to this...
Economy shows some signs of recovery
Consumer debt levels and types are often used to measure overall consumer confidence and the health of the economy to some point. This is true both in Oregon and nationally. When people are more confident, they can be more willing to take on new debt. While this can...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



