Credit Card Debt

Consumers in Oregon struggling to make payments on multiple credit card balances each month are not alone, according to a 2014 Gallup Poll. The survey indicates that the average credit card owner in the United States has 3.7 cards. Of these, 20 percent typically do...

If you are struggling with credit card debt in central Oregon, understanding how the interest rates and minimum payments affect the amount you owe can help you to determine the best way to pay it off. The Credit Card Accountability Responsibility and Disclosure Act of...

Like many people who are dealing with credit card debt and other financial challenges in Oregon, you may have considered a number of debt relief options. With all of the choices available, however, you may not know which one is best suited for your circumstances....

With the Great Recession nearly a distant memory, many people have begun to recover from financial challenges and are braving credit cards and other loans again. It can be good for Eugene residents to borrow in some cases. In other cases, this can lead to renewed...

If you are currently struggling with credit card debt, you are not alone. A large number of Americans have found themselves saddled with credit card bills that they simply cannot pay off. Huge debts are being racked up across the country. However, there are...

If you’re struggling with unmanageable debt and unpaid bills, you are probably already familiar with letters and phone calls from debt collectors. Like most Oregon residents who are in the same situation, you are probably wondering which actions taken by...

After receiving a bankruptcy discharge, you may be feeling lost and wondering what to do next. Will you ever be able to repair your credit? Should you apply for new loans, or is that a bad idea? Fortunately, there are many options for Oregon residents after a Chapter...

Filing for bankruptcy, particularly Chapter 7, is supposed to give a person a fresh start to recover from financial challenges and to rebuild credit. Unfortunately for some people in Oregon and across the country, a bankruptcy discharge was not the end of their credit...

The period of time after the death of a loved one is heartbreaking and challenging enough without having to deal with harassment by debt collectors. Many Oregon residents may wonder what happens to debt after the death of a parent, child, spouse or other relative....

Over the past few decades, the practices of many debt collectors have negatively affected residents in Oregon and throughout the country. While it’s understandable that companies want to receive the money that is owed to them, some of the collection agencies...