As discussed in previous posts, Chapter 13 bankruptcy may give you and other Eugene residents a chance to pay back most or all of your debt in a way that is manageable. The three- to five-year repayment plan that is approved by the bankruptcy court is designed to be...
A Personalized, Sensitive
Approach To Bankruptcy
Bankruptcy
How do you file for bankruptcy if you are self-employed?
If you are your own boss, you already know that keeping track of your income and expenses is much different – and often more challenging – than when you work for an employer in Eugene. You may find yourself facing financial struggles and trying to decide...
The potential consequences of ignoring bills
If you are constantly receiving overdue notices in the mail or getting repeated phone calls about late bills, it can be quite tempting to just ignore the problem. At , we understand that dealing with financial problems is stressful for you...
An explanation of debt that is not dischargeable in bankruptcy
If you are considering filing for bankruptcy, you may think that all of your debts will disappear and you will be left with an entirely clean slate. However, this is not necessarily true. Depending on the types of debt you have, you and other Eugene residents may...
Peak Hosting’s situation shows benefits of corporate bankruptcy
Lane County residents who are experiencing financial difficulties may find relief by filing for Chapter 7 or Chapter 13 bankruptcy. Company owners can also take advantage of the protections and benefits that bankruptcy provides if they are going through a difficult...
Will your bankruptcy affect your ability to get a job?
If you are considering filing for bankruptcy or have already filed, one of the most invaluable tools for getting back on your feet is employment. However, it is possible that some Eugene employers may be less than impressed with your attempts to recover from a bad...
The truth about bankruptcy
Making the decision to file for Chapter 7 bankruptcy protection can be a difficult one for many people in Oregon. They may not have a full understanding of the bankruptcy process or laws, and there are often many rumors that abound over how bankruptcy can affect them....
Uncovering the myths of bankruptcy
Despite the best efforts of Oregon bankruptcy attorneys and lawmakers, many myths continue to circulate about bankruptcy and the effect it can have on a person’s life. While many myths can be harmless, those regarding bankruptcy can be extremely damaging to...
Requirements for filing bankruptcy in Oregon
Just like in other states, Oregon lawmakers have set up specific requirements that must apply to filers before they can be granted any relief by the courts. These rules and procedures are in place to ensure that fraud remains low and that the courts are not...
Are financial classes required for bankruptcy?
In Oregon, if you file for either chapter 13 or chapter 7 bankruptcy, you are required to first undergo credit counseling with an approved provider, after which you must take a debtor education course. The classes have individual purposes, both of which are aimed at...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



