Credit Card Debt

Many individuals in Oregon and across the nation may use credit cards for a variety of reasons each day. While at the time, the rewards involved in using a credit card may seem enticing, keeping up with monthly payments could become difficult as balances continue to...

Debt can come in a variety of forms and fashions, each of which could have a significant impact on a person's life. With credit card purchases over the past year reaching levels that go beyond those present prior to the Great Recession, many individuals in Oregon may...

There may be numerous scenarios in which an individual in Oregon or elsewhere may seek financial relief by pursuing additional lines of credit. While one may find immediate financial assistance through outlets such as a credit card, such a decision may only be a...

There are a multitude of scenarios in which individuals in Oregon and elsewhere may find themselves facing substantial monetary concerns. However, some financial concerns may be more prevalent than others, such as those pertaining to credit card or medical bills....

After a death in Oregon, a spouse or other family member may discover that the deceased had a considerable amount of credit card debt. This could be uncovered as the executor or administrator of the estate gathers the information on assets and debts, or it may be that...

After experiencing financial difficulties, you may be quite familiar with seeing notices from debt collectors, instead of bills from the original creditors. This is because after a debt has been delinquent for some time, many lenders sell the debt to a third-party...

The Fair Debt Collection Practices Act was put into place to protect residents of Eugene and elsewhere from being abused, harassed and mistreated by companies that are trying to collect debts. If you have debt that was sent to collections, you may be familiar with...

Previous posts in this blog have discussed what may happen if you fail to pay your credit card debt. If you simply ignore the debt, it will not go away anytime soon, and is likely to be taken to collections. Your credit, in turn, will suffer. You might have heard...

If you are having a difficult time financially, you may already know that filing for Chapter 7 or Chapter 13 may be an option for you and other Eugene residents. However, you may wonder when you should stop attempting to make it on your own and file for...

There is much that you have to deal with after the death of a parent, from the funeral arrangements to sorting out personal items. This should be a time for you to reflect on the life of your loved one and to cherish those memories – not to have to worry about...