The automatic stay can provide important relief for filers of bankruptcy that is ongoing during the bankruptcy process. It is essential for struggling consumers to understand how personal bankruptcy protections can help them enjoy debt relief overall and provide...
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Bankruptcy
Should I file for bankruptcy under Chapter 7 or Chapter 13?
Deciding to file for bankruptcy is a difficult decision that requires a great deal of planning and consideration. Before making that decision, however, you should be aware of your options when it comes to filing for bankruptcy. Most bankruptcies are filed under...
Understanding bankruptcy in Oregon
Consumer, medical, credit card and other debt can get away from you and become insurmountable. Bankruptcy is one way to provide a fresh financial start. But filing for bankruptcy may have consequences and should be carefully examined. Chapter 7 bankruptcy Chapter 7,...
Do your debt issues have you feeling embarrassed?
For some Oregon residents, having money issues can be a source of embarrassment. They may think that they have somehow fallen short of those who have more money or those who have not landed on hard financial times. However, it is important to remember that financial...
Bankruptcy options for the gig economy
If you work as a freelancer, you know the pride of being your own boss. You’re not alone. Freelancers Union reports over 38 percent of all workers, including over 50 percent of millennials, now work freelance jobs either on the side or as a main source of...
Why is January 19 the most depressing day? Blame your debt
It is a day in January that has been calculated to be so depressing, it not only has been designated as the most depressing day of the year, but it has its own name. It is known as Blue Monday. That day this year falls on Monday, January 19.If you are wondering how...
Managing money after having a child
Having a baby is something many young people dream about for years before it happens. Having a little one to take care of can lead to some of the most rewarding moments life has to offer. In the meantime, though, there are almost sure to be financial strains while you...
3 tips for rebuilding your credit
If you have significant credit card debt you may feel like you are drowning and will never recover, but this is not true. While credit card debt is serious, there are ways you can repair your financial situation and dig yourself out of the hole you are in.You may want...
Why Use A Bankruptcy Attorney?
Many people put off filing bankruptcy as long as possible for understandable reasons. By the time they do file bankruptcy, however, money has become so tight they begin to think they can save a dollar or two by using a non-attorney bankruptcy filing service.Filing...
How debt can affect young families
Raising a family can be difficult, especially in the early years. Your career is not yet mature, your children are not old enough to care for themselves and your bills pile up quickly. Debt can put major strain on a young family’s finances. But it can also...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.